Emergency assistance

Be prepared for the unthinkable with catastrophic supplemental health insurance

It's common to think "it's not going to happen to me." The horrible car accident on the highway, sudden diagnosis of cancer, or the fall from the ladder when doing home improvements - they always happen to someone else. However, life often brings the unexpected, and it's important to be prepared. For these circumstances, catastrophic supplemental health insurance can be a great asset. Catastrophic supplemental health insurance will allow you to receive the care you require without having to worry about the out-of-pocket expenses.

And the costs for emergency care can be considerable. According to the Medical Expenditure Panel Survey, in 2003 the average cost of a basic ER visit was $560 while the average cost for a visit that requires a surgical procedure was $904. An emergency room visit is much more expensive than comparable care received in other ambulatory settings, such as hospital outpatient departments or physician offices.

Being prepared just makes sense when it comes to emergencies, and catastrophic supplemental health insurance can help cover costs so you can focus on your health and well being.