Who needs health insurance

Who really needs individual medical health insurance?

Amidst all the talk about individual medical health insurance and its sometimes burdensome cost, some people are asking, "do I really need insurance?" People who are young and healthy, and don't have a history of any medical conditions think they'll just pay the out-of-pocket costs if the need arises. They feel the high monthly cost of an insurance premium is unnecessary.

However, regardless of your age or medical history, health insurance is one type of insurance you are almost guaranteed to use. Everyone gets sick sometimes, and you never know when an accident may happen. In these circumstances, being able to focus on getting well instead of thinking about how much this is going to cost you goes a long way toward healing. This is especially true when you consider the average costs of procedures. Many people underestimate what medical care actually costs. However, the average negotiated price of a gall bladder removal is ,500 and an operation on a broken leg will run upwards of ,700.*
Plus, research has shown that individuals with individual medical health insurance are more likely to receive preventative and timely sick care than those without.

*Source: www.vimo.com Related Links
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