Posted: 02/26/09
The number of Americans with multiple chronic illnesses such as diabetes, high cholesterol and cancer has risen - and with it the associated out-of-pocket medical costs, according to a recent study published in the Journal of Health Affairs. While there are several factors, the study notes that as obesity and sedentary lifestyles become more common so do the instances of multiple chronic illnesses. 2005 government data showed that 44 percent of Americans had at least one chronic medical condition, up from 41 percent in 1996. The percentage of Americans with three or more chronic illnesses rose even more sharply however, from 7 percent in 1996 to 13 percent in 2005.
Chronic disease accounts for three-fourths of the more than $2 trillion spent on health care yearly in the United States. The average annual out-of-pocket costs rose from $427 per American in 1996 to $741 in 2005, with prescription drugs playing a major role - this equates to a 39 percent increase.
Researchers noted that higher costs may make it difficult for some to afford necessary medications, which can cause them to forgo or skip doses which can worsen the condition. Supplemental health insurance for small business or individuals has been shown to help shoulder the increasing costs, but it may not be an option for everyone. Health discount plans have also been noted as a cost-savings possibility.
Related Links
Medline Plus: More Americans getting multiple chronic illnesses

